2 days ago ( Monday ) morning about 7 am , while pumping the petrol , i saw a nice decorated Kelisa parking at the bus station across the road and the lady owner just staring on her car from a distance of about 7 feet away. Then I realised heavy thicked white smoke coming out from the front passagers seat and also from the engine cover. Less then a minute, the fire burning from inside of the car and spread quickly to the engine side. Within 5 minutes , the whole car was on fire and that it , the car was gone. From beginning until the end , i noticed that the lady driver can only standing there watching and did not even called for help
Question
a) What are the possible causes of the heavy thicked smoke ?
b) Car burnt down can claim insurance ?